Greenbrix Capital | Private & Alternative Mortgage Solutions
Private • Residential • Commercial • Construction

Mortgages without limits. for complex files. beyond the bank. built around your story.

Private mortgage solutions for real people. From complex files to unique opportunities, we help you move forward with confidence across Ontario.

Explore Our Solutions →
Fast SolutionsUrgent and complex files
Experienced TeamMortgage specialists
Flexible LendingPrivate & alternative options
Real OpportunitiesSolutions built around you
Proudly Serving OntarioAcross the GTA and beyond
Trusted Across Lending Platforms

A concept look at how Greenbrix could showcase lender and financing relationships.

TD
Scotiabank
BMO
First National
MCAP
Home Trust
Equitable Bank
RFA
TD
Scotiabank
BMO
First National
MCAP
Home Trust
Equitable Bank
RFA
Illustrative lender-logo concept for this demo. Final lender/platform logos should reflect Greenbrix's confirmed relationships and permissions.
Reputation Experience

What a stronger review presence could look like.

Concept testimonials for this website demonstration only. These are not presented as existing Greenbrix customer reviews and would be replaced with verified client feedback on a live website.
Demo Review
★★★★★
“The team made a complicated mortgage situation feel straightforward. Communication was clear, the options were explained properly, and we always knew what the next step was.”
Example ClientIllustrative testimonial
Demo Review
★★★★★
“After being told no by a traditional lender, we finally felt like someone looked at the entire picture instead of just checking boxes. The experience was professional from beginning to end.”
Example ClientIllustrative testimonial
Demo Review
★★★★★
“Responsive, knowledgeable and direct. Greenbrix helped us understand the financing options available and moved quickly when timing mattered.”
Example ClientIllustrative testimonial
Not Every Mortgage Fits A Bank Box

Your story matters more than a checkbox.

Traditional lenders can decline borrowers for reasons that do not always reflect the strength of the overall deal. Greenbrix looks beyond the standard application and works with direct lenders and investors to find practical financing options for real-world situations.

Self-EmployedBruised CreditTax ArrearsNew To CanadaCollectionsConsumer ProposalsNon-ResidentsPower Of Sale
Need An Answer Fast?

Your mortgage doesn't have to wait on the bank.

Bank declined you? Closing approaching? Complex income or credit? Tell Greenbrix the scenario and let the team determine which financing options may be available.

No obligation. Start with the scenario.
SPEED WHEN IT MATTERS SAME-DAY

commitments may be available.

On qualifying files when the required information is available.

01Share the scenario
02Review the complete file
03Identify viable options
Approval, timing, rates and terms are subject to lender review, qualification and the specifics of the transaction. Same-day commitments are not guaranteed.
Why Greenbrix

Speed when it matters. Options when the file gets complicated.

Greenbrix says its key difference is direct access to lenders and investors, allowing the team to structure private financing without having to co-broker every deal. For borrowers, that can mean a faster and more direct path to evaluating the file.

See how the process works
01

Direct Lender Relationships

Work through established lender and investor relationships instead of relying on one institution.

02

Complex Files Welcome

Self-employed, bruised credit, tax issues, new-to-Canada and other non-standard scenarios.

03

Speed Built Into The Process

Same-day commitments may be available, with some transactions capable of closing quickly.

04

Large Financing Range

Residential, construction and commercial loan amounts advertised from $50,000 to $100,000,000.

A More Direct Mortgage Process

Start with the scenario. Then structure the financing.

Greenbrix's role is to understand the borrower, property and problem first — then determine which lender path makes sense.

01

Tell us the situation.

Purchase, refinance, private financing, construction or commercial.

02

Review the entire file.

Income, equity, credit, property, timeline and financing objective.

03

Identify viable lender options.

Traditional, alternative or private depending on the scenario.

04

Move toward commitment and closing.

With communication focused on speed and execution.

Mortgage Tools

Run the numbers. Then structure the right financing.

Get a quick payment estimate, then bring Greenbrix the actual scenario. For private and alternative files, the property, equity, income and timeline can matter just as much as the rate.

Interactive Mortgage Calculator

Estimate your mortgage payment.

LIVE TOOL
Estimated Paymentper month
Total Interest*
Total Paid Over Amortization*
Principal + estimated interest

*Illustrative estimate only. Actual payments, rates, fees, qualification and lender terms may differ. This calculator is not an approval, commitment or rate guarantee.

Explore financing options →
Resource Centre

Useful tools built around real borrower questions.

01

Affordability

Understand purchasing power before making an offer.

PLANNED TOOL
02

Equity & LTV

See how existing equity can shape a refinance or private mortgage.

PLANNED TOOL
03

Land Transfer Tax

Estimate one of the major closing costs associated with a purchase.

PLANNED TOOL
Mortgage Knowledge

Answers for situations that don't always fit the standard box.

Educate borrowers before the first call while giving high-intent visitors a clear path into the right Greenbrix conversation.

SELF-EMPLOYED

Your tax return may not tell the whole income story.

Business owners and non-traditional income earners can face different underwriting requirements. Start by understanding how the income is actually structured.

PRIVATE MORTGAGES

When conventional qualification isn't the right fit.

Credit challenges, tax issues, time-sensitive closings and unusual scenarios may require a different lending strategy based on the complete file.

CONSTRUCTION

Financing that follows the project.

Construction mortgages can involve staged advances, appraisals and draw schedules. The financing structure matters before the build begins.

Meet Krystian Catala

No-nonsense mortgage experience for files that need solutions.

President / Mortgage Broker • Greenbrix Capital

Krystian Catala is the President and Mortgage Broker at Greenbrix Capital. Greenbrix's current website states that he has more than 15 years of experience in finance and specializes in private mortgages.

His positioning is straightforward: understand the problem, evaluate the financing options and get the job done efficiently.

Speak with Greenbrix
15+ YearsFinance and mortgage experience.
Private Mortgage FocusBuilt around complex scenarios.
416.460.2215Krystian's published direct line.
Aurora, OntarioServing a broad Ontario market.
Greenbrix Approach

“There is a story behind every application.”

Core positioning from Greenbrix Capital
Meet The Greenbrix Team

Mortgage specialists built around experience, execution and service.

Greenbrix is more than one broker. The team combines private-mortgage expertise, residential financing, fulfillment and compliance experience to help move files from the first conversation through to closing.

Greenbrix Capital team
President / Mortgage Broker

Krystian Catala

15+ years in finance with a specialization in private mortgages and a direct, results-focused approach to complex financing scenarios.

Mortgage Broker M12001607
Orlando Catala
Vice President / Mortgage Agent Level 2

Orlando Catala

Over a decade of mortgage experience with a focus on professional, ethical advice and financing solutions tailored to each client's circumstances.

Mortgage Agent M19000851
Aimee Novack
Mortgage Agent Level 2 / Fulfillment Officer

Aimee Novack

A key part of Greenbrix's fulfillment and compliance operation, helping ensure mortgage transactions are processed with precision and regulatory care.

Mortgage Agent M18002534
Matthew Pique
Mortgage Agent Level 2

Matthew Pique

10+ years in the mortgage industry, helping families pursue homeownership and investors structure financing around their real-estate goals.

Mortgage Agent M17000580
$50K–$100M
Advertised residential, construction and commercial loan range
Borrowers + Investors

Capital for real estate — and opportunities for mortgage investors.

Greenbrix also publishes mortgage investment opportunities for investors interested in participating in mortgage lending, creating a second natural audience for the brand beyond borrowers alone.

Explore Investor Information
Have A Difficult Mortgage Scenario?

Don't assume a bank decline is the end of the conversation.

Tell Greenbrix what you're trying to accomplish and what is standing in the way. The right next step starts with understanding the entire file.

Call 905.884.9911
Frequently Asked Questions

A few answers before we talk.

Every mortgage scenario is different. These are some of the questions borrowers commonly have before speaking with the Greenbrix team.

What if my bank declined my mortgage application?+
A bank decline does not necessarily mean there are no financing options. Greenbrix can review the complete scenario — including the property, equity, income, credit and timeline — and determine whether an alternative or private lending solution may be available.
Can I qualify for a mortgage if I'm self-employed?+
Potentially. Self-employed income does not always fit conventional underwriting guidelines. Greenbrix can review how your income is structured and explore traditional, alternative or private options based on the overall file.
How quickly can private mortgage financing be arranged?+
Timing depends on the property, documentation, lender and complexity of the transaction. Greenbrix advertises same-day commitments in some situations and says certain transactions may be capable of closing quickly when the required information is available.
What information does Greenbrix need to review my scenario?+
The starting point is the full financing picture: what you are trying to accomplish, the property, existing mortgages or equity, income, credit circumstances and your timeline. From there, the team can identify which lending path may make sense.
Still have questions?Explore the full FAQ library or discuss your specific mortgage scenario with Greenbrix.
View All FAQs →
Visit Greenbrix Capital

Mortgage expertise, right here in Aurora.

Meet with the Greenbrix team to discuss private, residential, commercial or construction financing and get a clearer picture of the options available for your situation.

Greenbrix Capital
Aurora, Ontario